Who We Are:
Fundamentally – we are partners. We partner with established
professionals and small business owners, retirees and pre-retirees.
These are people who value security, protection and peace of mind,
people who know that there are no shortcuts to creating comfortable
retirements for themselves and security for their families. We are based
in Windsor, Ontario, but have built a national reputation for
innovation, reliability and honesty.
1. Passion – We have boundless enthusiasm and love for our work
and our clients. Our work is our passion, and it shows in everything
2. Commitment – We have an emotional and intellectual
commitment to organizational and personal growth, with a mindset of
3. Trust – This coveted distinction is earned because
our clients have total confidence in our abilities, our integrity and
our character. We always do what is right for them.
4. Respect – We treat our clients, and each other, with
the utmost respect. We regard each client relationship as a special
5. Value – We know our value and strive to bring that value to every client.
What We Do:
“We give ordinary people the ability to achieve an extraordinary retirement.”
Why We Do What We Do:
1. Most organizations and individuals don’t understand what they
need for their retirement, and many Canadians lack the expertise
necessary to navigate the financial landscape.
2. Canadians deserve a more efficient way to build wealth and pay down debt without
affecting their lifestyle.
3. Workplace pension plans are becoming extinct – Canadians deserve more.
We partner with our clients to work through all of these
challenges. But, be prepared for straight talk – it’s our specialty. We
are not all things to all people, so we’ll look you in the eye and we
may tell you something you don’t want to hear. We will never lie to you.
Who We Work For:
The foundation of our business is built on confidentiality and the
ethical management of our clients’ financial lives. It’s the basis upon
which the trust we’ve built with our clients is formed. So, unlike other
industries, we aren’t in a position to list a “who’s who” of our
However, Dessa’s recent book, the true story of “The Fireman
and The Waitress” offers a great example of real people with real-world
problems, along with the Dessanomics
™ solutions. The fireman and the waitress depicted in the book are a
compilation of clients collected over Dessa’s career and are
representative of some of our best stories.
The greatest testament to the confidence that’s placed in
our team is found in the significant number of financial advisors who
are clients of K&A. Every profession has one, the surgeon’s
surgeon, the lawyer’s lawyer – respected and revered by their peers and
highly sought after for their skills and advice. Financial advisors,
banking professionals and business writers are routinely turning to one
expert – Dessa Kaspardlov and the team at K&A. Please check out our
Testimonials page to read some of our clients’ stories.
What Makes Us Different?
K&A’s founder, Dessa Kaspardlov, created a trademarked process called “Dessanomics™”
By simply changing the order, timing and frequency of how a person
manages all aspects of their financial lives, they will achieve
significantly enhanced results. This is the foundation of creating
sustainable and predictable income – an economic engine to drive you to
build future wealth – this is Dessanomics.
We take you through each step of the process and help you
get on track, and then our ongoing, interactive follow-up keeps you
headed in the right direction. We’re with you every step of the way – a
resource to help you make sound financial decisions in every aspect of
your life – building a plan that integrates all aspects of your
finances, works both sides of the balance sheet and provides a
predictable climb to a successful retirement.
K&A converts rhetoric into results by:
- Reconnecting families with their retirement dreams
- Giving you the confidence to stay committed to the end goal
- Enabling the “good” to examine other possibilities and become “great”
- Strengthening balance sheets, managing assets, preserving capital,
creating a legacy and – most importantly – providing peace of mind
K&A is often described by our clients as
down-to-earth, caring and trusting. We provide the personalized service
that is so often lacking in a crowded, competitive and commoditized
marketplace. Our focus is you. When our clients tell us they sleep well
at night, then we know we have succeeded – which translates into success